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"These guys actually care about our needs, when it came to our Medicare"

MEDICARE 

ANNUAL ENROLLMENT PERIOD STARTS OCTOBER 15TH â€‹â€‹â€‹

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URGENT

 

It is essential to re-evaluate your current Medicare plan in light of recent changes brought about by the Inflation Reduction Act. Lower out of pocket cost for you means higher cost to the insurance companies. In order to offset higher costs, some carriers have announced the following changes:

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  • Some Covered Medication may no longer be covered

  • Medical Deductibles may now be added to your current plan

  • A raise in your Medical Benefit Copays and other Copays

  • Loss of your current OTC benefits and Fitness benefits

  • Some Covered Medication may no longer be covered

  • Medical Deductibles may now be added to your current plan

  • A raise in your Medical Benefit Copays and other Copays

  • Loss of your current OTC benefits and Fitness benefits

"It's more important than ever to be aware of how this will affect you and your plan choice for next year. Let us do a complete review of what's available for next year and help you find the best plan to meet your needs."

For a free Medicare plan evaluation, call 231-747-7157 or schedule online by clicking the yellow calendar next to your chosen Medicare Advisor.

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JEFF SR.

INDEPENDENT AGENT/OWNER
CLICK CALENDER TO BOOK APT. WITH ME

To help us better prepare for your appointment, please take a moment to fill out a brief survey. This will allow us to gain a deeper understanding of your unique situation. Click the survey image to the left to get started!

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JEFFERY JR.

INDEPENDENT AGENT
CLICK CALENDER TO BOOK APT. WITH ME

To help us better prepare for your appointment, please take a moment to fill out a brief survey. This will allow us to gain a deeper understanding of your unique situation. Click the survey image to the left to get started!

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PATRICK

INDEPENDENT AGENT
CLICK CALENDER TO BOOK APT. WITH ME

To help us better prepare for your appointment, please take a moment to fill out a brief survey. This will allow us to gain a deeper understanding of your unique situation. Click the survey image to the left to get started!

Need Free Medicare Advice?

Don't know where to start? 

At Individual Benefit Solutions, we are committed to helping Medicare beneficiaries find the most suitable coverage that meets their unique healthcare needs. Our team of experienced advisors is available to guide you through every step of the process whether you are approaching Medicare eligibility or considering switching plans. We encourage you to explore your options today to ensure that you receive the coverage that best fits your requirements.

Turning 65 Soon?

At Individual Benefit Solutions, we understand that turning 65 can be a challenging and confusing time. We want you to know that we're here to help, free of charge, offering guidance to seniors who need it most. With over 30 years of experience, our team provides solid and sound advice to help you navigate this important milestone. Please don't hesitate to reach out to us—let us support you every step of the way.

Experts with the Following Medicare Plans:

  • Blue Care Network

  • Priority Health

  • Molina

  • Humana

  • Aetna

  • United Healthcare

  • Trinity Health

  • HAP

SOC. SECURITY ADVICE

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Registered Social Security Analysts

At Individual Benefit Solutions, we specialize in Social Security advice, helping you understand how to maximize your benefits. Our team can assist you in calculating your potential income at various retirement ages, ensuring you make the most informed decision. Get expert guidance today and let us support you through every step of the retirement process.

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Health Insurance Marketplace Advisors

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Navigating the Health Insurance Marketplace can be overwhelming, with its complex regulations, countless plans, and ever-changing requirements. At Individual Benefit Solutions, we take the stress out of this process for you. Our team of experienced professionals will handle everything—from researching and comparing plans to understanding eligibility criteria and assisting with enrollment. We stay up-to-date with the latest changes in policies, so you don’t have to. Let us simplify the Marketplace for you, ensuring you receive the best coverage that meets your needs and budget.

Our Free Services

Carriers we Participate with

  • Help you pick the best plan for you in terms of doctors and prescriptions.

  • Assist you with setting up a marketplace account and enrolling you in coverage.​

  • Make sure you get all the help you qualify for with premium tax credits and lower out of pocket cost.

  • Answer any questions or concerns about your plan and assist you with the annual open enrollment process.

  • Blue Cross

  • Priority Health

  • Molina

  • Oscar

  • Ambetter

If you're confused or don't know what to do about losing your Medicaid please give us a call we would love to help find you an awesome plan at an affordable price for you. Click this paragraph to call.

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Office Phone Number

231-747-7157

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Mailing Address

Individual Benefit Solutions

960 W Sherman Blvd. #F

Muskegon, MI 49441

Office Hours
Monday-Friday 9am-6pm

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CONTACT INFORMATION

"We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options."

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